Eleventh Circuit Court of Appeals defines Structural Damage as Damage to a Building’s Structural Integrity. Hegel v. First Liberty Ins. Corp., (11th Cir. Feb. 27, 2015) 2015 WL 821146

The Hegels had a homeowner’s insurance policy with First Liberty for their Spring Hills, Florida residence. That policy insured against “Sinkhole Loss” as an exception to the policy’s exclusion for damage caused by earth movement. Under the...